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  • *No credit. Poor credit. You’re Approved.
  • *All industry types.
  • *Extremely Fast funding.
  • *$4K Monthly revenue needed.
  • *Receive Funds ranging from $1,200 to $3,000,000
  • *Pre-approval in less than 90 Seconds.

Watch a Video Testimonial of one of our Satisfied Customers!

Our Goal

Our goal at U.S. Business Lending is to help as many U.S.-based businesses as we can with the capital they need to grow their business, regardless of their credit history, a lack of collateral or duration in business. We strive to make this process as fast, flexible, and convenient as possible with a focus on seamlessly meeting your unique needs. We believe in your success.

What is a Merchant Cash Advance?

A Merchant Cash Advance is a financial funding option for your business based on a percentage of your future sales. It can be used for a variety of business needs, but often companies will use our service when they believe that the advance can offer expanded future sales that outweigh the cost of the advance. Advances are generally processed quicker than traditional loans and allow the merchant greater flexibility in payment, as the amount corresponds with the amount sales. Because we look at the underlying performance of the business itself and not your credit score, a MCA loan is great for company’s that may not qualify for a traditional loan.

Term Loans / Lines of Credit

With U.S. Business Lending business term loans the merchant must have better credit to qualify and a minimum of a 650 credit score unlike a business cash advance. Term loans offer simple interest fixed rates as low as 5.9% but the actual rate will depend on many factors. Term loans can be funded within a few days up to 2 weeks. A U.S. Business Lending line of credit (LOC) does not have a minimum credit score to qualify but the merchant can’t have a lot of recent derogatory credit to qualify but we can approve a merchant in just a few minutes online and have the merchants credit line available at the same time or right after approval.

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